FinTech

We leverage cutting-edge financial technology to deliver secure, efficient, and user-friendly digital solutions that transform how businesses and individuals manage their finances.

Innovating Custom Fintech Solutions for a Smarter Future

At Inbox, we specialize in building custom fintech products that help businesses and startups reimagine how they manage, move, and grow money. From digital wallets and mobile banking to payment gateways and lending platforms, we create tailored financial technology that meets your unique goals.

Our Custom Fintech Solutions

Digital Wallets & Mobile Payments

We build secure and user-friendly digital wallets that support peer-to-peer (P2P) transfers, QR code payments, contactless NFC, and digital loyalty programs. Our custom wallet solutions are perfect for startups, telecoms, retailers, and banks looking to offer seamless payment experiences to their users.

Online & Neo Banking Platforms

We help you launch fully digital banking experiences, including mobile apps for savings, checking, and investment accounts. From account management and card issuing to real-time notifications and multi-currency support, our solutions are designed for speed, compliance, and scalability.

Lending & Credit Platforms

Our lending platforms support a wide range of models including peer-to-peer lending, micro-lending, and embedded BNPL (Buy Now, Pay Later). We integrate features like loan origination, automated credit scoring, risk assessment, repayment schedules, and digital KYC to streamline lending operations.

Payment Gateway Solutions

Whether you want to build your own payment gateway or integrate third-party options, we develop secure and scalable systems that handle card payments, digital wallets, and alternative payment methods. Features include recurring billing, currency conversion, merchant dashboards, and fraud detection tools.

Investment & Wealth Tech

We offer customizable solutions for digital investment platforms, robo-advisors, and wealth management tools. These include portfolio management, asset allocation, real-time data feeds, risk profiling, and interactive dashboards for both retail investors and financial advisors.

Insurance Technology (InsurTech)

We modernize insurance experiences with tech-driven platforms that enable quote comparisons, policy purchases, claims processing, and customer self-service. Our systems support usage-based insurance (UBI), embedded insurance models, and real-time policy updates.

Crypto & Blockchain Development

From crypto wallets and exchanges to tokenized asset platforms and smart contracts, we offer blockchain-powered fintech solutions for secure, decentralized finance. Our team can help you integrate with major blockchains or build private networks for enterprise-grade applications.

RegTech & Compliance Tools

Stay compliant with global regulations using our intelligent RegTech solutions. We build automated KYC/AML verification systems, transaction monitoring tools, regulatory reporting dashboards, and fraud detection modules, all designed to reduce manual work and improve compliance accuracy.

Request a call back

Would you like to speak to one of our advisers over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

I would like to discuss:

Artificial Intelligence in Fintech

AI is transforming financial services by providing intelligent solutions that enhance decision-making, automate complex processes, and improve overall operational efficiency. From advanced fraud detection and real-time credit assessments to personalized financial management and AI-driven trading, our innovative tools enable businesses to streamline workflows, reduce risk, and offer personalized customer experiences. Harness the power of AI to stay ahead in the competitive fintech landscape while driving growth and security.

Key services include:

AI-Powered Credit Scoring & Loan Underwriting

We use advanced AI and machine learning to evaluate creditworthiness by analyzing both traditional financial data and alternative sources like mobile usage and transaction behavior. This enables faster, more accurate risk assessments and fully automated loan underwriting. Our solution helps lenders reduce default rates, streamline operations, and provide inclusive financial services to underserved or thin-file customers.

Fraud Detection & Anti-Money Laundering (AML)

Our AI-powered fraud detection and AML solutions monitor transactions in real time, identifying suspicious patterns and unusual behavior using machine learning and behavioral analytics. Detect fraud before it happens, reduce false positives, and ensure compliance with global regulations. Stay ahead of threats with intelligent, adaptive security that evolves with changing risks — protecting your platform and your customers.

Conversational AI: Chatbots & Virtual Assistants

Enhance customer engagement with AI-powered chatbots and virtual assistants that offer 24/7 support, answer queries, guide users, and automate financial tasks. Using natural language processing and machine learning, our solutions deliver fast, personalized experiences across web, mobile, and voice platforms—reducing support costs and improving user satisfaction in banking, insurance, and investment services.

Personalized Financial Management (PFM)

Our AI-powered PFM solutions help users manage their finances by analyzing spending habits, tracking goals, and providing personalized recommendations for savings and investments. With smart budgeting tools and real-time insights, users gain control over their financial health, while fintech platforms can drive deeper engagement, promote financial literacy, and unlock new opportunities for personalized services.

Robo-Advisors & Algorithmic Trading

Our AI-driven robo-advisors and algorithmic trading solutions offer automated, data-driven investment strategies tailored to individual risk profiles and financial goals. By leveraging machine learning and real-time market analysis, we enable users to optimize their portfolios, execute trades, and maximize returns — all with lower costs, enhanced efficiency, and 24/7 market monitoring.

AI-Driven KYC & Document Verification

Streamline customer onboarding with our AI-powered KYC and document verification solutions. Using advanced OCR and machine learning, we automate the extraction and validation of data from IDs, utility bills, and other documents. This reduces manual effort, accelerates the verification process, and ensures compliance with regulatory standards — all while enhancing security and minimizing fraud risks.

Predictive Analytics & Customer Insights

Our AI-powered predictive analytics solution helps businesses anticipate customer behavior, such as churn, spending patterns, and product interest. By leveraging historical data and machine learning algorithms, we provide actionable insights that drive smarter marketing, personalized offerings, and proactive customer retention strategies, enabling businesses to stay ahead of trends and improve overall customer satisfaction.

Voice AI & Voice-Enabled Banking

Revolutionize the customer experience with AI-powered voice assistants. Our voice-enabled banking solutions allow users to check balances, make transfers, and access account information using natural language. By integrating voice recognition and secure authentication, we offer a hands-free, intuitive interface that enhances accessibility, speeds up transactions, and provides a seamless, personalized banking experience across devices.

Things You Get

Our Expertise

Working with our certified experts means you get tailored, high-quality solutions, delivered on time and within budget. We ensure seamless collaboration, leveraging industry-best practices to bring your vision to life with efficiency and reliability.